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Doctor's Desk

Reduce Employer Group Health Care Costs through Payroll Tax Savings 

Help employees fill out of pocket cost gaps in group health plans

Zero Net Cost supplemental healthcare benefits funded entirely by
tax savings, leaving employers with an
average annual net profit of

$800+ per qualified employee.

Program Benefits

Employee Healthcare Cost Navigation

  • Hospital cost navigator

  • Medical bill reconciliation and negotiation service

  • Financial aid application assistance

Hospital Indemnity Coverage

Emergency Cash Benefits for:

  • Hospital admission 

  • In-hospital stay

  • Ambulance services

  • Emergency room visits

Access to Free Health Services

  • 24/7 Telehealth

  • Virtual, Dedicated Physician

  • Rx Benefits

  • Genetic Testing

  • Wellness communications

  • Health coaching

  • Educational communications

  • Dietary recommendations

  • Mental Health resources

PROGRAM BENEFITS

About

10+

Years of Industry Experience

100+

Successful Programs Implemented

10,000+

Participating Employees

98%

Client Retention Rate

Working Alone at Desk

What problems does Overlay Health Solutions solve?

Employee Attrition

Multiple benefits reduce the cost of employee care making it more likely that your most well trained and productive employees remain with you.

Productivity and Absenteeism 

Lost productivity and increased absenteeism due to delayed medical treatments. OHS helps employees pay for medical treatment improving the productivity of your operation.

Reduce Annual Premium Increases

 PwC projects 8.5% increase in medical costs resulting in double digit annual increases in group health premiums. OHS diverts medical expenses from your group health plan where claims have a direct impact on premiums.

Assistance with Out-of-Pocket Costs

Many employees have difficulty paying out of pocket costs. OHS helps employees pay for the cost of medical treatments critical to maintaining productivity.

Jerry, Colorado

CFO, IT Company

"With everything going on — rising healthcare costs, inflation, tariffs — It doesn’t cost me anything, it saves money right away, and it helps my employees manage rising healthcare costs. Overlay Health handles enrollment. I am a skeptic, but I cannot find a reason to say no."

Mike, Connecticut

Construction Company

"Running a construction business ain’t cheap—between rising healthcare costs, wages, and
everything else, every dollar matters. Overlay Health was a no-brainer. It didn’t cost me a thing, we started saving immediately, and it even put cash in my guys’ pockets. They handled all the setup and payroll stuff, so there was no hassle. "

Diana, Michigan

Manufacturing Company

"Running a small manufacturing company, with healthcare costs, wages, and inflation all going up, I had to find a way to save without cutting corners. Overlay Health was a no-brainer—it didn’t cost a dime, we started saving dollars on our first payroll, and it put cash money in my employees’ paychecks. They handled everything, from setup to payroll, making it easy. Honestly, we had to do this." 
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Overlay Health Solutions (OHS) is committed to enhancing employer and employee health through innovative health and financial management solutions. Our team of experts is dedicated to delivering impactful financial and tax savings solutions that prioritize your business needs and health.  â€‹

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