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Reduce Employer Group Health Care Costs through Payroll Tax Savings
Help employees fill out of pocket cost gaps in group health plans
Zero Net Cost supplemental healthcare benefits funded entirely by
tax savings, leaving employers with an
average annual net profit of
$800+ per qualified employee.
Program Benefits
Employee Healthcare Cost Navigation
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Hospital cost navigator
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Medical bill reconciliation and negotiation service
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Financial aid application assistance
Hospital Indemnity Coverage
Emergency Cash Benefits for:
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Hospital admission
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In-hospital stay
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Ambulance services
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Emergency room visits
Access to Free Health Services
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24/7 Telehealth
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Virtual, Dedicated Physician
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Rx Benefits
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Genetic Testing
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Wellness communications
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Health coaching
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Educational communications
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Dietary recommendations
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Mental Health resources
PROGRAM BENEFITS
About
10+
Years of Industry Experience
100+
Successful Programs Implemented
10,000+
Participating Employees
98%
Client Retention Rate

What problems does Overlay Health Solutions solve?
Employee Attrition
Multiple benefits reduce the cost of employee care making it more likely that your most well trained and productive employees remain with you.
Productivity and Absenteeism
Lost productivity and increased absenteeism due to delayed medical treatments. OHS helps employees pay for medical treatment improving the productivity of your operation.
Reduce Annual Premium Increases
PwC projects 8.5% increase in medical costs resulting in double digit annual increases in group health premiums. OHS diverts medical expenses from your group health plan where claims have a direct impact on premiums.
Assistance with Out-of-Pocket Costs
Many employees have difficulty paying out of pocket costs. OHS helps employees pay for the cost of medical treatments critical to maintaining productivity.
Jerry, Colorado
CFO, IT Company
"With everything going on — rising healthcare costs, inflation, tariffs — It doesn’t cost me anything, it saves money right away, and it helps my employees manage rising healthcare costs. Overlay Health handles enrollment. I am a skeptic, but I cannot find a reason to say no."
Mike, Connecticut
Construction Company
"Running a construction business ain’t cheap—between rising healthcare costs, wages, and
everything else, every dollar matters. Overlay Health was a no-brainer. It didn’t cost me a thing, we started saving immediately, and it even put cash in my guys’ pockets. They handled all the setup and payroll stuff, so there was no hassle. "
Diana, Michigan
Manufacturing Company
"Running a small manufacturing company, with healthcare costs, wages, and inflation all going up, I had to find a way to save without cutting corners. Overlay Health was a no-brainer—it didn’t cost a dime, we started saving dollars on our first payroll, and it put cash money in my employees’ paychecks. They handled everything, from setup to payroll, making it easy. Honestly, we had to do this."

Overlay Health Solutions (OHS) is committed to enhancing employer and employee health through innovative health and financial management solutions. Our team of experts is dedicated to delivering impactful financial and tax savings solutions that prioritize your business needs and health. ​

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